Let’s see where I can pinch some pennies

by Ariana Peters, posted in healthy lifestyle

I have on many occasions talked about being broke and my debt, and I fully acknowledge that I need to save money yet somehow in the moment it feels ok to drive through somewhere or buy things to make a meal because it sounds good or I am craving it or I really want to watch the next episode of a TV show so I purchase it for $2 on amazon…what is $2 right? The problem is that $2 turns into $6 without me even really thinking about it or truly comprehending in the moment that I just basically bought a Frappuccino from Starbucks.

A few months ago I added up all the misc food spending I did and since then I have been doing a lot better about impromptu grocery runs and fast food runs which has totally helped my budget and my waistline hahaha.

I think it is time to take it a step further and break down everything I spend so I really get a feel for my spending. I think I have said that I grew up in a pretty instant gratification household with a dad (who I love and miss everyday and was an amazing dad but like all humans had his flaws) taught his kids through example that if you want something, throw down some plastic and get it. We all have champagne tastes on a beer budget. Even when we make more money we somehow manage to spend more money.

Anyways:

I am going to use this blog to keep me honest as in I am going to be brutally honest about my finances. From Saturday to Saturday I am going to break down every time any money leaves my pocket/checking account/credit card/etc. And see if it is something I really need or an impulse buy or what. Ready?

Saturday:

Starting checking balance: $500.68

Balance on credit cards

1: so close to paying it off!!! 3 more months!

2: $200 over limit (thankfully they don’t charge a fee)

3: (at limit)

-230.00 from checking account for car payment (yay paying a bill!!! and paying $2 more than is actually owed per month to knock 1 entire month’s payment off at the end)

-4.50 from checking for pajamas from Amazon (not needed, pleasure buy)

-6.19 from checking account for lunch from Subway (not needed, I didn’t make extra biscuits yesterday for my lunch today because I was lazy, so money expended because I didn’t prep fully)

-7.99 from checking for Netflix.com (in theory this should be good because I did it so that when my bf and I get an apt we wont be tempted to pay for cable, and we will go out to the movies less, but it is not a necessity and we haven’t moved yet)

-21.53 from checking for groceries from Grocery Outlet (yay for getting everything I can at the cheap place first)

-10.30 from checking for groceries from Wal-Mart (2 impulse buys here, 4 corn for $1 and Carmel M&Ms, I am not ashamed of the corn buy lol)

My 2 grocery shopping trips went well, for about $30 I made 10 meals last night and have 2 ears of corn left to snack on as well as 2/3 of a rotisserie chicken to put in salads this week and much on. I also have 12 top ramen hahahahahaha. So all in all I can probably weasel about 25 meals out of that $30. Not too shabby.

Ending checking balance: $220.17

Balance on credit card

1: Same as starting

2: same as starting

3: same as starting

 

Unnecessary money spent $20.02!!!!!!!!!!! A few small things I didn’t think mattered in the moment turned into me basically throwing away a $20 bill.

I will check back in on Tuesday to see how Sunday and Monday went.

School Catch-up

by Ariana Peters, posted in school/studying, travel

How is school going this quarter…..ehh. My class ends in 4 days, I currently have an A so I am doing something right but by no means did I perform to the best of my ability. I did great at the beginning of the quarter, I set time aside to study and did my vocab, read the book chapters and worked through the workbook and looked at the online lessons. As the quarter progressed I started just doing the vocab, which did enough that I have an A in the class but currently there is a significant chance it will drop to a B after the final which is 40% of my grade.

Monday evening and all of Tuesday will be reviewing and cramming so I don’t bomb the final which is comprehensive.

I think several things contributed to me slacking off at the end here:

  1. Taking the class online makes it easy to slack, I don’t need to answer a teachers questions or contribute to any in class discussions.
  2. At work I was either studying or had it up in the background while I was taking a break from the vocab and reading a book online, which meant that for almost 40 hours a week I was doing superficial easy studying of medical terminology (which seems like it would be great but I am at work so I can’t really focus which means this wasn’t very deep studying) and because I was ‘studying’ it so much I had no desire to even look at or think about medical terminology outside of work. I did a little studying on my phone here and there but that quickly ceased.
  3. I watch WAY too much TV outside of work, this has always been a problem for me, I become so unproductive when I turn the TV on, and once I turn it on, it tends to stay turned on. As my work load becomes more intense this will HAVE to change.
  4. All lumped into one: time management, space, organization
    1. I need to create a study space, someplace I go or set up that says it’s study time. I used to have a whole setup when I first went to school. I still have everything I need but haven’t created the space. Or of course I would camp out on campus in the library between classes or between class and work and I haven’t gotten back to giving myself that option yet.
  5. Headspace-I don’t think I have completely readjusted to being a student, I am still seeing work as the largest commitment in my life and I need to shift that thinking and focus to school.

 

I will not be taking any classes during the fall semester/quarter due to the cruise. I am going to go enjoy the cruise and enjoy this as my last big adventure for a little while because live is going to severely change. When I get back I need to get all my vaccines up to date, and take the American Red Cross’ Basic live saving CPR class then apply for a CNA class. My boyfriend and I are also working on moving in together. I will start the CNA class in January (baring any problems) which is a 7 credit class and will take a lot of time. After that it is the nursing program which will take more time. So I have 4.5 miles to get my sh*t completely together. I will keep you posted!

 

2 weeks to Europe!!

by Ariana Peters, posted in healthy lifestyle, travel

 

Only 2 weeks to go!!! Are you ready?

Have you stocked up on necessary food to accommodate your diet or taken that into account when planning meals?

Have you started looking for your toiletries in travel size and getting things together?

Has your itinerary been honed down to a point that you feel comfortable with?

Do you have a plan in case of an emergency? Do your loved ones know how you will attempt to contact them in an emergency?

How will you document your trip? Cell phone camera, digital camera, film? Do you have everything you need for that?

Have you thought about electrical outlet adaptors? Chargers?
My currency arrived yesterday!!!

This is what 40 American dollars gets you in Croatian Kuna….i’m excited to see how far this gets me hahahaha

Tidbits from the week

by Ariana Peters, posted in Uncategorized

Got this shirt from LulaRoe to go with my workout pants to take on the trip. I LOVE it

It goes with my orange workout pants as well!

That look says please help me my mom is crazy

My normal lunches

I am practicing learning to ask for the house special for when i go to coffee shops in Europe hahahaha

Been keeping apprised of the situation in Texas. My brother is in Houston, he got out safe on Monday and got the ok that power is back on in his neighborhood today so they are heading back to see what state their house is in. 

Crockpot cooking today. 

Also made extra and prepped a ‘dump’ bag. Meaning it is ready to go. I can just dump in the crockpot and turn it on. 

Artemis got to enjoy the extra fatty pieces.  

This afternoon i am going to made some cheddar chive biscuits to go with it. YUM!!!!

Ways I motivate my self to get out for a run

by Ariana Peters, posted in healthy lifestyle, training

What do you do those days when you need to get a run in but are not feeling it? You’re not recovering or sore or tired or hurt but you just don’t have motivation. Here are some things I do:

I bribe myself– If you do on this run Ariana you can have a cupcake, a Starbucks, fast food…etc. Whatever I am craving I is what I bribe myself with to get me out the door.

I withhold something fun just for running– if I find a book on tape that is really interesting and I really want to listen to it, I restrict myself to only listening to it on my runs. This makes me want to get out and run so I can listen to this amazing book/podcast. Amazing might be a stretch, sometimes it is just a fun listen or something I find interesting or even something scary (have totally looked behind myself a few times when trail running and listening to something creepy)
(This is my current running only book)

Watching fit people do fit things– I watch the Dallas cowboys cheerleaders training camp or a documentary on cross fit on Netflix or a documentary about someone’s first 100 miler anything to get me in a fitness mindset so I get pumped up and want to go better myself.

Sort of another form of bribery but on a bigger scale– like if I hit my mileage goal for the month I can buy a new top or item of clothing, something fun like that.

Have a friend meet you– I am not going to stand someone up so if I make plans to meet someone to workout I will show up.

Don’t think about it- when I wake up I put my workout clothes on and watch a TV show while I eat breakfast (all with my bathrobe on over it) have some water and/or coffee then when my show(s) are over I take the bathrobe off and run out the door. Or I relax until a set them then there is no discussion, I don’t think about it I just get up and put my workout clothes on and walk out the door.

Take it one mile at a time– I don’t think about the overall length or how long its going to take, I just focus on getting through each mile. That helps so much on my long runs.

Monday Motivation**August 28, 2017

by Ariana Peters, posted in food, healthy lifestyle, school/studying, training

 

(Image from Google)

Hello!!!!!

Things are good over here. Did good on workouts this past week. Was about 2 miles under the goal I set but that is ok, those goals are if I have the perfect week (which never really happens hahaha) but I think I am on point to hit my month mile goal. I am a little less than 5 miles from my goal and the last day of the month is Thursday……I got this. Hahahaha!

I am not losing weight as fast as I was when I was doing mostly juice….obviously but I am still toning up and the weight is slowly coming off with the running. I am letting myself splurge and indulge here and there but I am making sure that my running is matching it. I am loving watching my mileage climb. I am also loving the short quick runs where I push it to try and increase my speed. It is a chore sometimes to get myself out the door but I never regret it hahahaha.

What are your workout goals this week?

Did you set one for the month of August? Will you hit it?

Start thinking about goals for September!!!!

Book Review**Escape by Carolyn Jessop

by Ariana Peters, posted in books, healthy lifestyle

Image result for escape by carolyn jessop(Image from Google)

Holy wow I thought this was an amazing book. I knew a little about FLDS and of course we’ve all heard of things like Waco and Warren Jeffs butt to hear a first hand account is so intense.

I have also wondered how people let themselves get into situations like this so it was good to read one and realize that most are born into it and that the adults who did choose it, usually chose something very different in the beginning then it ended up slowly becoming something different.

It is devastating to learn how trapped these people are and how few if any lifelines there are for them to escape and yes escape is a true description, you cannot just walk away.

Overall just an amazing read, I highly encourage this read no matter what you believe in, it is very interesting.

*Just because I said I didn’t know much about FLDS does not mean I think all FLDS people or communities are like this. If CONSENTING ADULTS want to be polygamists more power to them. I just found this to be interesting and informative about one person’s journey.

 

 

Proud mama moment amd extras

by Ariana Peters, posted in healthy lifestyle, training, travel

Happy Saturday morning!!!

Wasn’t feeling 100% great yesterday so i spent the day napping and cuddling on the couch with Artemis

I got Artemis almost 2 years ago and she was so timid. Over the last 2 years i have taken Artemis on road trips and hikes and overnight trips and now to a farm and she is also sharing her house with 2 other dogs and slowly……very slowly she has started to come out of her shell. 

I showed you guys her and the cow

And now here is a video of her playing with DeeDee the other girl dog in our house 

She is working on learning how to play lol.

She loves to run full out. She gets the buggest grin! She loves to be out exploring on a hike or out on a farm. She loves to ride in the car. 

This was from our hike last September.  I LOVE the picture of her under the sleeping bag. I have that framed in my room

Playing in the snow
I love my crazy dog. 

Now for the extras…..

I just booked my Vatican city tour! 

I just bought some new shoes because the other ones i got were giving my blisters blisters.

These feel like they should be better on my feet. 

I also wanted some comfortable but cute walking shoes for Europe that i could wear with dresses as well as jeans. Running shoes don’t go well with dresses 

They are Keens!!!! Just like some hiking shoes i have and my favorite water shoes!! I am pretty stoked about them. I looked and looked and looked until i found a pair on sale on Amazon. Score!!!!!!

What is one awesome thing about your pet?

3 weeks to Europe!

by Ariana Peters, posted in healthy lifestyle, travel

Here is what needs to be done by 3 weeks out from a big trip:

Set up your bill pay so you don’t miss any bills while away. If you will be in a different time zone you might miss a deadline and really you don’t want to be thinking about your bills while you are on vacation.

Go online or head to the post office and put a hold on your mail for the time you will be away. You don’t want to come home to an overflowing mailbox and wonder if anything was stolen or blew away in the wind. On this same note as a friend or neighbor to stop by a week and make sure nothing has been delivered by mistake and pick up any packages.

If you need foreign currency and have not yet ordered it get to your bank ASAP.

Plan for any kind of motion, sea, plan, train sickness and anything else. I just placed my order for non-drowsy Dramamine and pressure point bracelets, sickness is not going to ruin my vacation! I will also be getting a small bottle of Advil and maybe something for anti-nausea. If you have any prescriptions make sure you will have enough, if not head to the pharmacy and tell them you need an extra month because you are heading out of town.

Think about your diet, are you gluten free, vegetarian, vegan, lactose intolerant, in training? Will the food you need be readily and inexpensively available to you? If not think about bring some food bars just in case.

Is your itinerary all set and planned? If not get to planning, you are running out of time.

Do you have any pets? If so how are they being cared for while you are gone? Do you have enough food stocked up?

Do you have a plan of how you are going to contact love ones to let them know you are safe periodically? Does someone have your travel itinerary in the event of an emergency?

What’s been going on over here

by Ariana Peters, posted in food, healthy lifestyle, school/studying, training, travel

I have been on a serious sweet tooth kick over here. Made my coffee a mocha.

Always fun to study something that no one knows what it does

Salad and something with cheese has been a big lunch time ritual for me lately.

pork roast with veggies and rice. I love using the slow cooker

Artemis and I enjoyed the eclipse by going for a run. It was pretty eerie. People looking at the sun with glasses while it got dark then as a group would turn and look at us run by, very pod people-esque. I kept waiting for zombies to jump out at us.

Smoothies are still a big thing over here.

More salad and cheese.

Mmmmm breakfast sandwich from the coffee shop near work.

Life has been food, running, work and starting to freak out about Europe hahaha. Talk to you soon!!!!!